All most of us can do is try to be in a position to see to it that those we love - those who count on us to provide for them - are left with some degree of security should tragedy strike.

More often than not, tragedy means that someone has died. This happens all too often. But there are different forms of tragedy that also conspire to make life unbearable for the living.

People do get hurt in traffic accidents, people lose their jobs, people lose the protections they've put in place because they can't pay their bills - all of these are all too common occurrences.

Generally, these situations result in drastic action by those affected. Folks deplete their savings or sell assets to keep their cash flowing. If you're fortunate enough to overcome whatever adversity you face, you're generally left broke and tired. It doesn't have to be that way.

Mortgage Protection insurance is more than just a policy to pay off the balance of your mortgage if you or your spouse pass away.

Mortgage Protection is a complete package of coverage's designed to ensure that whatever happens to you, you'll be able to stay in your home and not end up broke.

Of course, if you or your spouse dies, the policy pays you the money which you can use to pay off your mortgage.

If you're hurt working around your house or you're in an automobile accident and can't work for awhile, your Mortgage Protection coverage can provide disability benefits (if you qualify) to provide you with cash while you can't work to ensure that your mortgage payments continue to be paid.

You don't have to worry about losing your house while you're recuperating. Further, it is possible to have unemployment coverage as well (if available in your state), so that if you lose your job, your premiums will be paid for up to 6 months.

And that money will come in to you, not your mortgage company, so you have control over your money. Remember, these Mortgage Protection policies are designed to help you, not some huge, bureaucratic loan company. That's a good thing!

If the protections already described were all there is to Mortgage Protection, it would obviously be better for you than just a simple term life policy, but there's even more available to you.

There's something called "Waiver of Premium" which allows you to skip paying your insurance premiums for a while as you deal with whatever caused your disability claim.

So not only can you receive money, you'll be able to save money too! But probably the most remarkable feature available on our Mortgage Protection is the Return of Premium provision (if available in your state).

Ask me about the benefit of a free college scholarship for your children too.

If you'd like, you can arrange to have most if not all of the money you've paid over the years returned to you at the end of your policy term in one wonderful, tax-free lump sum!

That's money you can put straight into a retirement plan or just spend on yourself because you deserve it!

Create a Quote  to see how to put a Mortgage Protection plan to work for you !

Return of Premium

One of the most unique features of our policies is the return of premium rider that refunds every penny of premium when you live to the end of the policy term - just like getting your policy for free if you never needed it!

This money comes directly back to you tax-free. Though many folks roll their distribution into some kind of retirement vehicle, it's also nice to use the money to pay off your mortgage or give your family a nice vacation together.

Learn about the various "peace of mind"  options available to you, that give you many benefits, take one or more depending on your individual families budget and circumstance.  This is just a brief summary to help you get a better understanding of how our Insurance can really help your family.  Click here to get an understanding of this great package deal.
 

Create a Quote  Don't put off what you need to do today!

Your child may qualify for a free scholarship program, this means when they are ready to go to collage we pay you approx. $2.000.00 per year, up to four years while they are earning an education.  This works out to approx. $166.00 per month to help you with their tuition etc.

 Ask us for details about this wonderful benefit.  This is just one of the many free benefits offered with our programs.